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An Expert Guide For Bank of Baroda Credit Cards

With the BOB credit card, you can shop for an item of your choice and pay for it later. That’s right! You can enjoy the items without paying for it instantly or carry cash with you. It is a convenient way of shopping. Apart from the comfort of easy payments, credit card holders are also eligible for accidental insurance coverage. In the case of loss of card, the customer is provided with zero loss after the complaint is made to the bank. Every penny you spend with the credit card helps you earn reward points that can be used for future shopping needs. The card can also be used to withdraw cash from the ATM anytime. The card also provides the flexibility to shop anywhere across the globe. The different credit cards provided by Bank of Baroda are Bobcard Signature, Bobcard Platinum Master, Bobcard Platinum Visa, Bobcard Assure, Bobcard Titanium, and Bobcard Corporate Premium.

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 Bank of Baroda Credit Card Registration & Login

To begin using the card, it is essential to register the card to complete the authentication process essential for completion of the transactions. After the registration, the user is provided with an additional password that is to be provided at the time of payment. Check here for BOB Deposits interest rates.

New users who wish to register the credit card should click on the “Register” button. The user will be directed to the terms and conditions page which has to be accepted by the user to complete the registration. The next screen prompts the user to enter the credit card details such as the credit card number and other personal details as provided at the time of making the request for the card. After authenticating yourself, an OTP is sent to the registered email ID or the phone number as mentioned by the customer. Enter the OTP obtained to complete the registration process. Finally, provide the user Id and the password you wish to use to log in the account. The customer is asked to enter the password twice to confirm.

After registration, the customer can log in the account and perform any transaction. To login enter the card number and the password. Click login.

BOB Credit Card loginYou can also check registration process for Allahabad Bank Credit Cards and Andhra Bank Credit Cards.

Users who forgot the password can click on forgot password link so as to set a new password. To reset the password, the customer has to provide the details of card number, expiry date, CVV2 and Date of birth and click submit. After authentication of the details, the user is allowed to reset the password. If you are looking for Bank of Baroda Loans then this bank provides bank loans at low interest rates.BOB Credit Card reset password

Bank of Baroda Credit Cards with Offers

Avail zero fuel surcharge: Pay no surcharge at fuel stations, on bills valued Rs.200 to Rs.2000 when you pay your bill using BOB credit card. The offer is valid only at fuel stations BOB card acquired fuel stations. The offer is valid currently and remains active until any further notice from the bank.

Get 15% Discount on Enrich Salon Bill

BobCard MasterCard Platinum and Titanium customers can get 15% discount on their enrich salon bill of Rs.750 and above. The offer is valid only if you book an appointment online and pay online to avail the offer. It should be noted that the offer is not valid on the special bridal makeup kit and series packages. The offer has to be used alone without combining with other discount offers. You can also get the same offer with Canara Bank Credit Card.

Enjoy a free Pizza at US Pizza

Order a pizza online at US Pizza and get a free pizza. The offer is limited only for online customers. So, order and pay online to enjoy the offer. The free pizza is valid only on medium and large pizza. Terms and conditions as applied by US Pizza are applicable. The offer is invalid on Margarita Pizza and on Sundays. Make sure to make the payment with Bobcard MasterCard Platinum and Titanium cards.You can also get the same offer with Citi Bank Credit Card.

Get 25% Discount at India Circus

Shop for home or lifestyle products at India Circus and get 25% discount on orders of Rs.1999 and more. The offer is available only on online payments. Not all home style products are available under the offer. The offer is invalid on wall art, apparel, curated products, and jewelry.

Exclusive Airport Lounge Access

Bobcard MasterCard Platinum and Bobcard select customers are eligible for airport lounge access at selected airports. To avail the offer, the customer should have a credit card issued in India. Each user is eligible to avail the offer only once.The access is provided at only selected gates at selected airports. Check the terms and conditions page for full details about the offer.You can also get the same offer with HSBC Bank Credit Card.

Get 20% Discount at GMarket

Shop online at Gmarket with Bobcard Visa platinum, visa signature, or visa infinite, Visa Classic and Visa Gold card to avail the 20% discount. It should be noted that 20% discount is available only for new customers. Existing customers can get 10% discount.

Avail Discounts at FirstCry.com

Shop at Firstcry.com with Bobcard Platinum Visa card and get a discount of Rs.1500 on order of Rs.5000 and above. The order has to be made online to avail the offer.

Avail discount at BigBasket

Pay the BigBasket bill with Bobcard Platinum Visa credit card and get a discount of 20% on orders of Rs.1000 and above. The maximum amount of discount that can be obtained on an order is Rs.250. This offer also available for ICICI Bank Credit Card holders.

Get 25% Discount on Jabong order

Shop for costumes or item of your choice at Jabong.com and get 25% discount on order of Rs.999 and above. Pay with Bobcards Platinum Visa or Bobcard Signature card to avail the discount.

Get Extra 6% discount at Bluestone

Shop for marvelous Bluestone diamonds online and pay with your BoB Cards Visa Platinum to avail extra 6% discount along with the existing offers. The offer is valid only on minimum purchase of Rs.10,000.

Shop at any of the Jack and Jones branded store and get a discount of up to Rs.500 on bill valued Rs.3000 and above. The offer is valid only on online orders. The offer is not valid in multi-branded stores. Make payment with BoB card Visa Platinum to avail the discount.This offer also available for HSBC Bank Credit Card holders

Order any of the Puma products online and enjoy 10% discount. The offer is valid exclusively online at puma.com. So, rush up and order shoes, jacket or any Puma product of your choice to enjoy the discount.

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Save 5% on Your Da Milano Order

Choose the product of your choice at Da Milano online store, pay with Bobcards Signature Visa to avail the discount of 5%. The order value has to be Rs.7500 or above to avail the discount.

If you are looking for much better offers on credit cards then the following banks Dena Bank Credit Cards and United Bank of India provides the great offers.

Bank of Baroda Credit Card Payments

Bank of Baroda provides multiple credit card bill payment options. Payment by cash can be made at any of the Bank of Baroda branch. In the deposit form, the customer has to provide the correct 16 digit card number. Payment by cheque can be done by depositing the cheque for the bill amount at the bank branch. At the back of the cheque, the customer is requested to provide the details of the card number, name of the cardholder and the contact number along with the Bobcards Account No: 03910200000508. Payment can also be made by Billdesk online. BOBCard bill can also be paid online using the Bank of Baroda InstaPay services. The customer has to register to use the services. Using InstaPay is simple and quick. Another simple and easy way to pay the BOB Card bill is through NEFT or RTGS transfer. Bills of up to Rs.1,00,000 lakh can be paid through NEFT transfer. The IFS code to be mentioned is  BARB 0 COLABA. The customer has to provide 16 digit credit card number in the beneficiary account column. Payment through RTGS can also be done in the same way as it done through NEFT. The beneficiary account number has to be provided in the account number column. Bank of Baroda customers can pay the BOB Card bill by providing instructions to debit the bill amount from the Savings or the current account. Payment can also be done by using your Bank of Baroda Net Banking or facility where the payment is done via direct debit from your operative savings/current bank account.

Bank of Baroda Credit Cards Customer Care

For assistance regarding the payment of credit card bill contact BOB Customer Care, the customers can call the toll-free number on 1800225110. The service is available on all days from 10:00 AM to 6:30 PM except on Saturday, Sunday and public holidays. For other issues related to credit card, the customers can call the toll free phone number – 1800 223 224. The service is available all days except on public holidays, Sunday, and Saturday. Customers can also email their queries about the application status, blocking of the card, unblocking of the card, increase in credit limit, card query, pin query, and auto debit instructions at [email protected]. If you want to know about the other bank s customer care details like IndisInd Bank Customer Care and Karnataka Bank Customer Care for any bank assistance. In the email, the customer should clearly mention the subject of the mail along with the application reference number of the credit card number as applicable. For immediate assistance to block the card, the customers can send an SMS to 91 9323803935. The toll-free number 1800225100 can also be dialed to block the credit card.

FAQ’s Related Bank of Baroda Credit Cards

  1. What is the eligibility for obtaining a Bob card?

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 The eligibility for obtaining a Bobcard depends on the card being requested. However, basic eligibility is the applicant should have a gross income of Rs.2,00,000 and more. In the case of corporates, the income should be more than Rs.25 lakhs. Companies should provide the audited balance sheet related to the past three years as proof of income. In the case of individual applicants, a copy of form 16 has to be submitted. Other requirements are the address proof and the photo for identity.

2. What are the service charges for using the Bobcards?

View Answer
 The service charge that is the interest on the amount due on the card varies based on the card type. The minimum service charges to be paid for different transactions are as follows:

2.5% or a minimum of Rs.200 for cash withdrawal at ATM using the Bobcard Titanium Platinum, Visa, Platinum Master and assure. 3% or a minimum of Rs.200 for cash withdrawal at ATMs within India using the Signature and Corporate premium cards. 3% or a minimum of Rs.250 for cash withdrawal at ATM using the Bobcard Titanium Platinum, Visa, Platinum Master and assure. 3.5% or a minimum of Rs.250 for cash withdrawal at ATMs international using the Signature and Corporate premium cards. Revolving credit service charges are generally in the range of 1.6% to 2.6% depending on the card type.

3. Can customers who do not pay the tax obtain the Bobcard?

View Answer
 Yes, the customer can obtain the Bobcard upon satisfying the eligibility criteria. The PAN card has to be provided along with other documents such as the copy of ITR, address proof, and proof of income.

4. What are the immediate steps to be followed by the customer in the case of loss of credit card?

View Answer
 The customer should consult the nearest branch immediately and report the loss of the card. The payments made using the card, post the complaint will be stopped instantly and a new card is issued to be a customer within 7 working days. Customers can also call the customer care service at 1800 225 100 to report the loss of the card. In the case of damage of the card, the customer should return the card to the bank and make a request for a new card.

5. What are the charges to be paid for obtaining the replacement card?

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 To obtain the replacement card, the customer should pay an amount of Rs.100. The amount will be automatically debited to the account of the customer.

6. What is credit limit on an add-on card?

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 There will be no additional credit limit on an add-on card. The credit limit on the primary card will be applicable to the add-on card also.

7. What are the different methods for making the credit card bill payment?

View Answer
 Credit card bill payment can be done by submitting a cheque or paying direct cash at any of the Bank of Baroda Branch. Customers can make the payment online through different means – NEFT transfer, RTGS transfer, or the Bank of Baroda InstaPay service. Customers with a Bank of Baroda savings or current account can provide instructions for direct debit of the bill amount from the account.

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