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Brief Guide For IDBI Bank Accounts

Manage various transactions conveniently with different types of accounts. Each of the IDBI Bank accounts is with a different benefit. Some are perfect for everyday transactions as required by entrepreneurs while others are perfect for saving the money with ease at higher interest rates. This bank also provides different IDBI Deposit schemes to their customers.

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Types of Accounts

The different types of accounts provided by IDBI are

The IDBI Super Savings Account is perfect to grow your money. The account provides the advantages such as quick fund transfer, pay bills from multiple billers, high-interest rates, debit card valid across the globe, easy to obtain demand drafts and pay orders, mobile banking and other value added services. The minimum account balance to be maintained is Rs.5000 for accounts in metro and urban regions, 2500 for semi-urban and Rs.500 for rural regions.

The flexi current account is ideal to handle business transactions in a hassle free manner. The flexi current holders can obtain a free multi city cheque book, free NEFT and RTGS transactions, free platinum or gold card and other services such as mobile banking, IDBI Net Banking, and SMS alerts for the transactions. With the doorstep banking facility, it is very easy to open a Flexi current account.

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IDBI provides different types of salary accounts for a specific category of customers. The IDBI salary account provides the 24/7 flexible banking without charging any fee, lower interest rates on auto loans and home loans, special concession on locker charges, and personal accident coverage of up to Rs.3 lacs and purchase protection of up to Rs.50,000 for a period of 90 days. IDBI also provides IDBI Debit Cards and IDBI Credit Cards for hassle free banking to their customers.

The IDBI pride salary account is specially designed for Indian defense personnel. The account holders are provided with multi-city valid checkbooks for free every quarter, 24/7 banking facility, and fund transfers across different branches. The IDBI pride salary account can be opened with zero account balance. If you are looking for any type of loans then  this bank provides IDBI Bank Loans at low interest rates. You can also check different accounts of Axis Bank Accounts, Canara Bank Accounts and IndusInd Bank Accounts.

FAQ’s Related to IDBI Bank Accounts

1.What is the interest rate available on a super savings account?

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An interest rate of about 4% is provided on the super savings account. The interest calculated on the savings account is credited half yearly.

2.Is it possible to operate the savings account from any of the branches across India?

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The savings account can be operated from any of the branches across India. Fund transfer can be initiated via RTGS or NEFT to any of the branches within India. An amount of up to Rs.50,000 can be withdrawn from any of the branches per day.

3. Is the debit card valid internationally?

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The debit card can be used internationally comfortable without any hassles. The International Debit Card can also be used for SMS banking.

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