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Easy Guide For Karnataka Bank Debit Cards

The debit card is basically associated with your bank account. Here no repayment is required. The debit card is very easy to obtain. A Karnataka Bank debit card is different from the Karnataka bank credit card in many perspectives. The debit card is issued to the customers on the basis of their savings or current accounts. The transaction limit for the debit card is according to your bank account so here one point is cleared that whatever is the capacity of the bank account amount according to that one will be able to do his/her transaction according to the requirement. The debit card is very convenient for making purchases, you have to only swipe the debit card and enter the PIN, and the payment is done. It is a very troublesome task for the person to carry the cash, so with the help of this one can easily do his/her transaction. For enquirer about offers on Credit Cards you can contact  Karnataka Bank Customer Care at any time.

Karnataka Bank Debit Cards with Offers

Karnataka bank offers many exciting offers for their customers along with the debit card. Nowadays, the competition among debit card providers is challenging, and it had jumped to another level so Karnataka bank also races with lots of offers for his customers. You can also use Karnataka Bank Internet Banking and Karnataka Bank Mobile Banking instead of debit cards.Karnataka bank offers bonus points to encourage their cardholders to make purchases using their debit cards. Banks are able to offer such points to their cardholder. Along with debit cards this bank bank also provides offers on Karnataka bank Credit Cards.  

There is offer category, because of it, there are many types of debit card available so according to that it varies. With the help of the debit card you can enjoy many facilities, it provides bonus points, cash back, gifts, rewards, paying bills, offers on the booking tickets, track expenses, movie tickets, train tickets, flight tickets and much more.  Along with this bank other banks like South Indian Bank Debit cardsKotak Mahindra Bank Debit Cards and SCB Debit Cards also provides the best offers on Debit Cards.

FAQ’s Related to Karnataka Bank Debit Cards

1. What is a debit card?

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A debit card is very similar to the credit card but both the cards are different. Because in case of the debit card the payment you are making is deducted directly from a current or savings account. If you want to use your debit card at a retail store, you or the cashier can run your card through a scanner that enables your financial institution to verify electronically that the funds are available and hence will approve the transaction according to the amount which you had put. Most debit cards also can be used for withdrawing the cash at ATM’s (automated teller machines).

2. Why do people use debit cards?

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For the customers, the debit cards are more convenient to carry a small, plastic card instead of a bulky check book or a huge amount of cash. Steps involved in the function of the debit card is also easier and faster than writing a check. It is a good way to pay for purchases without having to pay interest, as you would if using a credit card with an outstanding balance. You can even use your debit card to get cash when you make purchases at a store and the process involved in the function of the debit card is very simple.

3. What more do I need to know to prevent debit card fraud?

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It is very important for the customers that the DEBIT CARD PIN should not be disclosed to anyone. Never write the PIN on a paper or on the debit card, instead of writing just memorize the pin and be secure. Do not give out bank account information over the phone or the Internet unless you have initiated the contact or you know the person. Never ever share your confidential bank details on the phones or internet. Don’t share your debit card PIN, security code and other account related information with your friends or relatives who are not co-owners of your account.

4. What should I do if my Debit Card is not working?

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If during the transaction if you are facing some trouble, then we would recommend you to contact the bank branch, tell the trouble and make sure that you had called to the bank branch.

5. My card has been blocked due to 3 successive incorrect PINs. What should I do?

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The blocked card will be automatically unblocked in the next day. You can also Un-block your Debit Card PIN through the Internet Banking Account service. You have another option that is, visit the bank branch and request for a new PIN, by providing them the correct account details.

6. Is there any charge for the transaction from our Banks ATM?

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There are no transaction charges from the bank, it is totally free for the customers.

7. Will I get SMS alerts for every transaction?

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If you had registered your mobile number at the bank branch, then you will always be notified of each and every transaction.

8. How can I reset my Debit Card PIN?

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You can reset the Debit card pin very easily just by visiting the ATM machine or you can reset the PIN by the help of internet banking.

9. What is Mini Statement?

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It is the statement of account showing last few transactions.

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