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Complete Guide Of HDFC Bank Debit Cards

HDFC Bank debit cards remove the challenges in the withdrawal of cash for shopping needs.  An HDFC Account holder can enjoy the shopping experience at shops and online without bothering about carrying money around.

The cards are very safe to use, as all transactions need to be authenticated using a PIN only known to the account holder. All the online transactions made using the HDFC debit cards are authenticated through 3 options – Verified by Visa, MasterCard SecureCode Password or One Time Password (OTP). If a customer wants additional security, can opt for Chip cards which are available on request. You can apply for debit card with the help of HDFC Net Banking and HDFC Mobile Banking.

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HDFC Debit Cards & Offers

HDFC debit cards are available in different varieties and come up with unique offers as below. Along with debit cards HDFC also provides HDFC Credit Cards for online shopping.

HDFC Bank Rewards Debit Card

  • 5 % Savings at sites- Big Bazaar, BPCL, IRCTC website, Apollo Pharmacy, Snapdeal, HDFC PayZapp, and SmartBUY.
  • Fuel Surcharge Reversal.

JetPrivilege HDFC Bank World Debit Card

  • Accumulate JP Miles to redeem free flights.

EasyShop Titanium Royale Debit Card

  • Exclusively designed for HDFC Bank Salary Account holders.
  • Get up to 1% Cashback (up to Rs. 750 / month) on shopping at select merchant categories.

EasyShop Woman’s Advantage Debit Card

  • A Debit Card for women to meet all shopping and lifestyle needs.
  • 5% CashBack on select merchant categories. 

 

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RuPay Premium Debit Card

  • 5 % CashBack on Utility Bills paid using Debit Card.
  • 1% Fuel surcharge waiver.
  • Personal Accidental Death / Permanent Disability Insurance up to Rs. 2 lac.

Along with this HDFC other banks like  Kotak Mahindra Bank Debit CardsSBI Debit Cards and SCB Debit Cards also provides the best offers on Debit Cards.

FAQ’s Related to HDFC Debit Cards

  1. What is the procedure to follow if Debit Card PIN is blocked?

View Answer
A blocked debit card gets automatically activated after 24 hours and customer can use it with the current ATM password. If the account still remains inaccessible after using the Debit card, customer has to submit a request for new PIN.

2. Why is 2nd Level authentication made mandatory for all Card related online transactions?

View Answer
As per mandate from RBI,  all the online transactions need to have a second level authentication – Verified by Visa(VBV)or MasterCard Secure Code for successful completion.  The websites must enable Verified by Visa or MasterCard Secure for the HDFC debit card transaction to be carried out. It is mandatory for the customer to register the card for this service.

3. What are the steps to be followed if Debit card is not working?

View Answer
To handle the technical problem with the debit card, customer has to contact phone banking center or branch at the earliest and hotlist/block their card. A request has to be placed for a new card which is free of cost. This new card will be delivered to customer within 7 working days from the date it is issued.

4. What is the procedure to enable International Usage and set daily usage limits on HDFC Bank Rewards Debit Card?

View Answer
Procedure to enable International Usage set daily usage limits on Debit Card:

  • Open net banking account
  • Go to debit cards menu by clicking on the Cards tab.
  • Choose Request option and then go to ‘Set International / Domestic Usage’.
  • Choose the option ‘Card to be enabled for International and Domestic Use’.
  • Choose ‘ Modify International Limit’ under the request option and provide the amount to be set as a daily international limit.

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